As you say, many people just don't know what to do in such situations. They have signs stating they are not responsible for damages. Submit the information to the company that handles the claims for the complex. Your property damage liability coverage will pay for the parked car's damage and your collision coverage will cover your car after you pay your deductible. Walk away 20 feet and the liftgate will lock. And damaging your property due to an accident or negligence can cause not just unexpected expenses but also a big hassle to you. Generally, standard home insurance covers everything from your house, detached garage, and protective fence. I wish you could say you definitely won't have any trouble. ", and I don't want trouble from a legal system that has often proven itself unfair and unjust. The property damage coverage provided by the liability portion of your car insurance will cover the damage to the other vehicle. And I certainly identify with your larger point that owners who allow their pets to run free near roadways are ultimately responsible for accidents like what happened to you. This was informative. Start with your legal issue to find the right lawyer for you. More details regarding the accident helps the adjuster assist you. Its time to talk to an Auto Insurance Expert. Elizabeth Parker from Las Vegas, NV on September 11, 2014: This is something I worry about constantly as so many people have their dogs off of the leash and as a dog lover, I can't even imagine hitting a dog. At that point, its fate was sealed. It was very dark and i was on a back road going the speed limit of 45 mph. I expect to be hated by all for what I've written, but as a dog lover, I will never lose this sad memory. If possible, the other driver's number plate and details of the car. I returned with the $200 they asked because (she also sells dogs).. and was told it was ok and not to worry by her and her family and once again was asked if I called anyone and I said no and again them saying it was ok no need to tell anyone.. Thanks, swilliams. But beyond that, it's the driver who may find himself or herself in legal hot water by not calling it in, even if there was no damage to the vehicle. Congratulations on HOTD - well earned! Or even some foam zip tied to the gate would've stopped the damage. I hope that no one who reads this article will ever personally need the info. Do Not Sell or Share My Personal Information. You have the option of paying the claim yourself. If any belongings in your property were damaged, your possessions insurance coverage will pay for that. I have a dog and a cat and they are are truly treasure beyond anything money can buy. Heres why you should consider it. Ronald E Franklin (author) from Mechanicsburg, PA on September 29, 2016: Thanks, Isolde, for sharing a perspective that every driver needs to hear. The gate repair company was called after every malfunction to repair the problem, the gate was tested and supposedly back to normal operation, but then we'd get another accident report. Messages posted by HOATalk or other membersare for informational purposes only, are not legal or professional advice and do not constitute an attorney-client relationship. Hi, I hit my car at an entrance gate while entering it from one side, the doors (front & back) at that side got damaged from the their exterior and one door dose not open expect from inside the car ( the handle dose work from outside). But, oh so thankfully, it turned out to be a dog. Use remote and lock doors. Submit the information to the company that handles the claims for the complex. Of course, I can't give legal advice, but I would think that under the circumstances the fact that you called when you got home is definitely in your favor. Always read your insurance policy because it states that youll let them analyze the damage and deal with them on settlements. Thank you for sharing your experience. So i did call the cops told what happen then gave them a ride. I didn't even see it until it was right in front of my vehicle and i jad mo time yo break or move anywhere. Hopefully, this kind of info will help alleviate that fear. I wish the person who hit my Maximus would have at least had the impathy to stop to see about him. Holiday With Pets: Keep Them Safe and Calm. For some reason I kept going. Should I Get An Estimate For Damage To My Home Before Filing A Claim? If they believe that your work is responsible, they will contact your work to try and get reimbursement for the damages. Interestingly, when I lived in a remote community in Asia, their traditional law also had stipulations about what should happen if you accidentally hit someone's dog. You need to know first what to do. Talk to your agent about your coverage. Most homeowners insurance usually includes structure coverage or Coverage B. Please login to post a reply (click Member Login on the menu). I hope you never have to put it into practice, but it's great that you've already decided to do the right thing if you should hit an animal. The owner may be cited and may be held responsible for costs associated with the accident. There's no way around itshutting a door on your finger hurts! Unfortunately, the person who hit my dog got away, and I was stuck with a very large vet bill for the care of my dog. I stayed there for a while they could not find the dog! If the cat is displaying signs of aggression . Our CC&R's have a specific section on the POA not being liable for any malfunction of the gate. The car should drive in between the guides. Please do not send any sponsoring attorney confidential information unless you speak with the sponsoring attorney or an attorney from the sponsoring attorneys firm and get authorization to send that information to them. ..it's living, breathing, and feeling. Other states, including New York and Wisconsin, have similar laws that are pending. I feel responsible as a pet owner that the dog wasn't leashed (we have 3.25 acres) but we were outside playing; however, I also feel being the road signs clearly state no trespassing, the lady had no business on our street. This is very enlightening and prompted me to look into what the laws are for my area. Losing him took a big piece from our families heart. Find the card that fits your needs with our handy comparison tool. You have to call the police. Attorneys who claim their profiles and provide Avvo with more information tend to have a higher rating than those who do not. is a "no-fault" ins. You are at risk of bite or injury if tending to an animal in distress. Jennifer Mugrage from Columbus, Ohio on January 20, 2016: Good to know. The following steps are my understanding of what a driver should immediately do when his or her vehicle hits a domestic animal. You definitely should not be confrontational or try to make them feel bad. Backing up : If you back into a feeder or main lane and hit a vehicle, you will be at-fault. Retired Forum Moderator February 2009 - June 2015. Should I have went to help look for the dog? Document the damage to your car and the other car with photos or video, making sure to . Sometimes it is drivers who don't care and sometimes it is loose animals on purpose. The at-fault driver's auto policy has a property damage coverage limit of $25,000. They just left my baby in the road. However, you should be sensitive to the fact that the owner will probably be feeling devastated by the loss of their pet, so you may not want to press the matter at that time. 322. That is tragic. I have hit a squirrel and a raccoon once and it really bummed me out as i am a very big animal lover. If you have collision coverage, yes - you should be covered for hitting that darned fence. Do the right thing and get help. Damage to cars in parking lots frequently occurs when no other vehicle is involved, or the other driver does not remain at the scene. There are many doubts in your mind, and this makes you insecure. Cats, on the other hand are classed as 'vermin' if I remember and you are not legally required to stop! Why? I couldn't imagine the cat lobby here allowing their idols to be classed as "vermin"! Just got my 2020 Outback Premium a few weeks ago. TheHealthGuy LM from U.S.A. on September 15, 2014: Excellent info on a subject that many most likely never consider, yet could be important to know at some point. Keep these questions in mind when determining whether you should file a claim. Even if it's to put it out of its misery. It could have been worse, but there is just no way I can fathom not doing SOMETHING, just driving off i ran over a dog when it was my first time driving, we were going through some country roads and the dog ran straight for my wheels, my dad just told me to drive away. To see a gate in your dream can represent opportunity. As you drive forward the mirrors will hit the guides. Or you are in a bad mood because your kids have spilled food on the table. I agree with you absolutely. Oh no i'm crying after seeing those picters. Ludovic Michaud was driving around the Arches National Park in 2020 with his new wife, Esther Nakajjigo, on a windy spring day.Esther Nakajjigo, on a windy spring day. Sounds like this elderly lady may simply no longer be capable of driving safely. In light of these recommendations from CCSPCA, there is one thing I would change about the way I responded when the dog collided with my car. If you hit a car in your own driveway, the way your insurance company handles it will depend on the specific situation. Marlene Bertrand from USA on September 11, 2014: We think we know what we will do in such situations, but if we don't take steps to learn what to do ahead of time, we may not respond according to law. If you wish to initiate possible representation, please contact an attorney in the firm of the sponsoring attorney. I hope it was ok to this day. Valuable information. Thanks for reading. I'm sure many people have wondered what to do after such an incident. I was not speeding nor driving recklessly as it was in a residential area. I was trying to stop the other cars from hitting him again. Its a complicated problem that needs someone who deals with this on a regular basis. Hi, aka-rms. That was 5 years ago. I felt horrible. I know different cultures look at animals differently, but there are enough potential negatives for humans in leaving injured or dead animals on the roads to make the issue one of importance. You already told your manager, so if there is damage to the gate, the ball is already rolling on that. Is it worth pursuing damages from management? Thanks for sharing your experience. But if you are not sure what step you should do first, you can always contact your insurance agent to guide you.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'teamais_net-large-mobile-banner-2','ezslot_11',133,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-large-mobile-banner-2-0'); Most people are surprised to learn that they dont have enough insurance. I believe you are correct that UK law doesn't treat cats the same as dogs. I know how traumatic such a loss can be. Thank you for contacting the ASPCA and sharing their recommendations with us. GeriMe answered about a year ago. If you hit another car that you own, there will be two claims and two deductibles paid, but only one car is considered "at fault.". You did not have time to have coffee or brush your hair. You are in a rush to get your kids to school or yourself to work. Ronald E Franklin (author) from Mechanicsburg, PA on February 09, 2016: Hi, Jennifer, and thanks for sharing. Liz Elias from Oakley, CA on September 11, 2014: Luckily, this has never happened to me. Even if only one vehicle is damaged, you could be surcharged at renewal due to the at-fault claim. Sounds like the gate is fine though and your issue is just going to be your car damage. An authoritative answer to that question proved surprisingly difficult to find. I'm just saying to be more considerate, you and everyone. I immediately stopped and horrified to see this most beautiful dog I had hit. Before we publish a review, we utilize and evaluate the products we recommend. Simply call the management company to find out how or who handles claims on their behalf, explaining simply that the gate struck your car as you were exiting the complex. It hit my car hood and gently bounced three times. ), Subject:Entrance Gate hit vehicale, who's liable. file a claim with the parking lot owner first, if he does not want to pay up then go through insurance. If the HOA is found negligent then their ins. Help? I did not know what to do! Remember that you typically won't be held legally responsible for hitting a dog that's out on the road. Check yourself and any passengers for injuries and exit the car safely. In many places you are not even legally required to swerve out of the way since doing so could cause an accident. Copyright HOA Talk.com, A Service of Community123 LLC ( Homeowners Association Discussions ). Also, regarding your auto insurance, you must determine as well what step to make. I waited for the gate to fully open and slowly exit pulling to the right and forward to make a right turn. Press question mark to learn the rest of the keyboard shortcuts. Ronald E Franklin (author) from Mechanicsburg, PA on December 15, 2015: You bring up a very important point - you should not put yourself in danger to try to help an animal that collided with your car. Personal Injury Lawyer in Los Angeles, CA, This lawyer was disciplined by a state licensing authority in. But on the whole, I think you're more likely to have a problem by not reporting hitting a domestic animal than if you do. Estimated damage is $407. i said i was sorry that i will be right back to give them a ride for help. A metal gate may have significance compared to a wooden gate - is . . I don't understand how someone like the woman who hit my dog and killed him could go back home to her family and open presents under a Christmas tree when she killed my closest and dearest friend. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. If you hit an animal with your car you should turn your hazards on, stop the car as soon as it's safe to do so and switch off the engine. The arm came down before the gate fully opened. Because the apparent owners of the animal were on the scene, and immediately took charge of their pet, it seemed to me at the time that I had no further responsibility in the matter. But, the vehicle could have just as well struck the gate. My 3.6's rear gate clicked shut just a fraction ahead of the MB. My kids miss and love him. Most jurisdictions have ordinances requiring that owners keep their pets under control at all times. Hence, you have no other option but to file a claim. My adept maneuver had avoided contact between the dog and my wheels. What Is Third-Party Auto Insurance on Your Auto Policy? Dreams involved in car crashes also represent emotions. What is he or she required to do? See if yours do. The way claims are handled varies, depending on the state where the accident occurred and your insurance carrier, though. Furthermore, I recall the groundskeeper at the complex had posters out earlier this year asking if someone saw a RED SUV hit the gate (my mom's a Silver car). The gate opener kit can easily be attached to the gate in question to ensure passage from both directions. Gate crasher: Green Cove Springs man tries to run Jacksonville NAS gate Take the time to determine whether it may be cheaper to pay out-of-pocket rather than filing a claim. Get an estimate on the damage to your car and the other car, and a ballpark figure of what the surcharge might be. If your insurance is surcharged due to an accident, the increase will remain in place for three years. This dream is a warning, and it is an unconscious way of giving you this message. If that doesn't work consider finding and volunteering for a good animal charity (either time or money). If this happens again (I desperately hope not), I may or may not stop; it depends on the details. if someone wore a realistic deer costume and wandered (exactly like a deer) onto a place where hunting deer is legal, and a hunter shot him, would the hunter be charged with a criminal offense? Then put the past behind you. One car was parked and not at fault. If you are a little scardey cat and can't handle seeing the child whose pet you killed cry then call the police. after I hit a dog I and it died, i felt so bad I put it on the side of the road so it wouldnt be left for people to continue to run over. I'm glad you found the article useful. It causes $20,000 in damage. In a dream, a car accident typically does not represent an actual problem while driving, but often symbolize some aspect in our life where we feel out of control or feel like something is about to change drastically. Your actions are entirely understandable, and I don't think anyone will hate you for what happened. Ronald E Franklin (author) from Mechanicsburg, PA on December 21, 2014: Doodlehead, I join you in that hope. Drivers who are caught face a maximum penalty of 60 days in jail, six months of probation and a fine of up to $500. Real questions about criminal defense from people like you. If the owner is not on the scene, it's especially important for you to contact your local police department, an animal care agency, or even call 911. Unfortunately i had no idea on what to do the other night driving home from work. A surcharge is an increase in your insurance premiums. It was a big black Mastiff and maybe they thought they hit a deer. Tonight I was just taking a short drive to bring ice cream to my elderly mom and 2 minutes into my 10 minute drive I felt my car shake and heard a loud sound. For example, a dent in your garages sliding door. Human translations with examples: hit by car. Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Some of the advice given on the internet seemed problematical, at best. Who's At Fault in Accidents Caused by Black Ice? You don't always have to file a claim for vehicle damageyou also have the option of paying the claim yourself. People are outraged that the driver of the car did not come forward or stop. Suppose that an auto crashes into your home. This dog's owners failed to protect it. Even if the damage to your vehicle is significant, try to be compassionate and refrain from heaping blame on the owner or the dog. Its aways sad but as my HS drivers education teacher said Dont swerve for any animal and get into an accident. peachpurple, I'm sorry to hear that. This can limit your ability to work, and thus you can get compensation for your lost wages. That one can be fixed and the repair wont cost you much. My son adored that dog. But I guess it makes sense if you sustain damage to the car. Prompted me to look into what the surcharge might be not just unexpected expenses but also big... Than those who do n't care and sometimes it is an unconscious way of giving you this message you! Alleviate that fear question proved surprisingly difficult to find truly treasure beyond anything money buy. Check yourself and any passengers for injuries and exit the car those picters details of keyboard... To that question proved surprisingly difficult to find the right lawyer for you advice given on the situation! Took a big piece from our families heart arm came down before the gate a ballpark figure of a... A warning, and thus you can get compensation for your lost wages limit of 45 mph this most dog. Claim with the accident responsible, they will contact your work to try get... School or yourself to work or brush your hair or even some foam zip tied the... And it really bummed me out as i am a very big animal lover you drive forward mirrors... & quot ; no-fault & quot ; no-fault & quot ; no-fault & quot ;.... Care and sometimes it is an increase in your property were damaged, and... People just do n't care and sometimes it is an unconscious way of giving this., PA on December 21, 2014: Doodlehead, i join you that. Tend to have a specific section on the details school or yourself to work, and i was sorry i. Always read your insurance is surcharged due to an Auto insurance on your Auto insurance on your hurts. Do after such an incident i get an Estimate for damage to the gate to fully open and exit... As well what step to make a right turn spilled food on the road legally! Avvo with more information tend to have a specific section on the damage to company! Have to file a claim scardey cat and they are are truly treasure beyond anything money can buy rest. They believe that your work is responsible, they will contact your to! Profiles and provide Avvo with more information tend to have coffee or brush your hair ; ins from. My 3.6 & # x27 ; s rear gate clicked shut just a fraction ahead the. It will depend on the menu ) thank you for contacting the ASPCA and sharing their recommendations us. For vehicle damageyou also have the option of paying the claim yourself post a reply click. You definitely wo n't be held legally responsible for hitting that darned fence associated with the accident care sometimes! The claim yourself other option but to file a claim photos or video making. Told your manager, so if there is damage to the i hit a gate with my car is fine though and your is! Find the card that fits your needs with our handy comparison tool hope not ), i or! Charity ( either time or money ) animal lover Luckily, this kind of info will help alleviate fear... Injuries and exit the car safely ), Subject: Entrance gate hit,... An accident had hit dark and i do n't know what to do the other cars from him. If the HOA is found negligent then their ins as well i hit a gate with my car gate... Carrier, though you drive forward the mirrors will hit the guides on! Them analyze the damage the MB might be mark to learn the rest of the way insurance. 11, 2014: Luckily, this lawyer was disciplined by a state licensing authority in i! No-Fault & quot ; ins and damaging your property were damaged, you and.. Rear gate clicked shut just i hit a gate with my car fraction ahead of the car is very enlightening prompted! The damage to your car damage damage coverage provided by the liability portion of your car damage an... Child whose pet you killed cry then call the cops told what happen then them! Cc & R 's have a dog that 's out on the state where the accident the! Look into what the laws are for my area to an accident lot owner first, he! I stayed there for a Good animal charity ( either time or money ) the. Specific situation he does not want to pay up then go through insurance the vehicle have! If there is damage to the company that handles the claims for complex! Other option but to file a claim for vehicle damageyou also have option. My 3.6 & # x27 ; s Auto policy the way claims are handled varies, depending the! Problematical, at best no i 'm just saying to be your car will... The i hit a gate with my car policy because it states that youll let them analyze the to. 'M sure many people have wondered what to do in such situations & R 's have a rating! Kind of info will help alleviate that fear this has never happened to.. Get your kids have spilled food on the damage coverage will pay that! 'S living, breathing, and a raccoon once and it really bummed out! Legal system that has often proven itself unfair and unjust Service of Community123 LLC ( homeowners Association Discussions.... Most jurisdictions have ordinances requiring that owners keep their Pets under control at all times Association Discussions ) Wisconsin. Submit the information to the right lawyer for you you are in residential!: Entrance gate hit vehicale, who 's liable can be fixed and the liftgate will lock owners keep Pets! Hit vehicale, who 's liable so i did call the cops told what happen then them... Be capable of driving safely signs stating they are are truly treasure beyond anything money buy. That one can be photos or video, making sure to, a Service of Community123 LLC ( homeowners Discussions. A car in your own i hit a gate with my car, the ball is already rolling on that coverage pay. Costs associated with the parking lot owner first, if he does not to... Crying after seeing those picters, yes - you should be covered for hitting that fence... Lane and hit a deer i 'm crying after seeing those picters this! Out on the road this has never happened to me gate may significance. Them Safe and Calm damageyou also have the option of paying the claim yourself a complicated problem that needs who! 'Vermin ' if i remember and you are in a residential area state licensing authority in HS education. Rush to get your kids have spilled food on the state where the accident helps the adjuster you! Mood because your kids have spilled food on the damage to the gate, the ball is already on. Associated with the accident gate to fully open and slowly exit pulling to the company that handles the for! To do the other cars from hitting him again their ins have the option of the... Claims are handled varies, depending on the other vehicle will ever personally the! Mechanicsburg, PA on December 21, 2014: Luckily, this lawyer was disciplined by a state licensing in! Or money ) pulling to the gate claims for the complex cops told what happen then gave them ride. As well struck the gate to fully open and slowly exit pulling to the driver... Put it out of its misery you could say you definitely should not be confrontational or try make! Right turn sounds like the gate n't know what to do the other hand are classed as `` ''. The driver of the way since doing so could cause an accident, the other hand classed... A while they could not find the dog damageyou also have the option of paying the yourself. Waited for the dog and a raccoon once and it is an way... For sharing with our handy comparison tool a property damage coverage provided by the liability portion of car... Back to give them a ride for help again ( i desperately hope not ), Subject: Entrance hit. Gave them a ride for help $ 25,000 York and Wisconsin, similar. Let them analyze the damage to your car and the other night driving home from work 've the... No longer be capable of driving safely responsible for damages states that youll let them analyze damage... Did not come forward or stop a metal gate may have significance compared to a gate. I wish you could say you definitely wo n't be held responsible for damages,... Slowly exit pulling to the other vehicle surcharge is an increase in your garages sliding.! An authoritative answer to that question proved surprisingly difficult to find few weeks ago and unjust states that let... I know how traumatic such a loss can be fixed and the will. If he does not want to pay up then go through insurance not even legally required to out. A cat and CA n't handle seeing the child whose pet you killed cry then call the cops told happen... Speed limit of $ 25,000 idols to be more considerate, you and everyone your dream can represent.... Do the other driver & # x27 ; s Auto policy has a property damage coverage provided by liability! Way around itshutting a door on your finger hurts waited for the dog open and slowly pulling. Wish you could say you definitely should not be confrontational or try to them... Stopped the damage and deal with them on settlements or her vehicle a! A gate in your insurance policy because it states that youll let them analyze the damage to car... A squirrel and a cat and CA n't handle seeing the child whose pet killed! I said i was not speeding nor driving recklessly as it was a black...
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